Prepaid Legal – A Critical Review

Is Prepaid Legal Services a distinctive business that has an innovative product combined with a solid opportunity to make money or is it a scam?

When jumping into Prepaid Legal, you must know all the details in order to make a solid business decision. So, let’s get after it.

They offer legal services if and when the need arises. In many ways they are just like an insurance company. Bottom line is that folks pay about a buck a day or a little over $30 a month for legal advice.

For straightforward issues with purchasing a car or house, issues with insurance companies, identity theft and wills their services can help. What could cost quite a bit for a lawyer could end up being a lot less with a Prepaid Legal plan.

The notion of their services is pretty simple. If you ever need a lawyer for simple cases then you can get in touch with Prepaid Legal. For run of the mill legal issues, their services can save you a lot of money.

You’ve really got to know what services are covered in your Prepaid Legal plan. Most plans don’t cover tort litigation, criminal cases, and aren’t much help in traffic cases.

Prepaid Legal is legit for those that need advice or legal services for general matters. For specialized legal advice then they will probably not be a right fit for you.

Regarding the business opportunity, people can recruit others to sell Prepaid Legal memberships in a typical MLM structure. Many folks have earned great incomes over the years. They are now one of the largest network marketing companies around with over 1.5 million distributors. It is safe to say that Prepaid Legal is not a scam.

With all that said, if a Prepaid Legal distributor comes to you with the claim that you are going to make hundreds of thousands of dollars in your first year then THEY are a scam! But, it is possible to be earning $1,000 in 30 days or so as long as you have a great marketing system in place.

Here is the challenge though, because they have been around for such a long time often times the company’s marketing strategies that they recommend are stuck in the old school. You know, start with family and friends… implement the 3 foot rule and try to recruit anyone and everyone within 3 feet of you.

However, if you are interested in getting beyond old school tactics then you must learn importance of YOU, Inc. When joining Prepaid Legal you are not simply joining a company, you are becoming an entrepreneur. This requires a completely different mindset and marketing strategy.

Building a list of quality prospects combined with branding yourself is required in order to build a significant organization. It is critical to have your followers then begin looking at your for answers to their problems by providing leadership. And guess what, those are also the people who are going to join YOU in business.

To succeed with Prepaid Legal, or any MLM, you have to understand how it is that you are going to set yourself apart as a leader. It really doesn’t matter which company you join, it is about you becoming an entrepreneur. Understanding how to market and to lead will bring in new distributors on a daily basis which is the lifeblood of being in the MLM industry.

Learn from those that are already doing it. That is the best way to learn more about branding and leadership.

Wrapping up,, Prepaid Legal is not a scam and combined with an great marketing system you can build a successful business.

Legalization of Drugs – The Addiction Treatment and Education Alternatives

Prohibition may not work, but making drugs legal is no guarantee either. A better strategy might be to fully utilize addiction treatment services.

More and more groups are forming to push the legalization of drugs. There is even a prominent group of law enforcement officials who think that taking drugs should not be against the law. It’s understandable that people, like the police, who fight the never-ending battle against drugs would want to see an end to it. But it’s possible that the real problem is not the drugs, but how we treat, or, more to the point, don’t treat drugs addicts.

According to Law Enforcement Against Prohibition (LEAP), the war on drugs has cost taxpayers more than a trillion dollars since it began nearly forty years ago. There have also been 37 million arrests of non-violent drug offenders, and our prison population has quadrupled. We arrest almost 2 million more offenders every year and, according to LEAP, $69 million will be spent every year this war continues.

Despite our efforts, and all the money being spent, drugs are an even bigger problem than they were when the war began.

Consequently, LEAP members, and many others, believe we should legalize drugs. While not having to track down, arrest and incarcerate drug dealers and drug users would arguably save billions, LEAP also claims that fewer people would take drugs if they were legal. This is clearly an assumption: no one really knows what would happen if drugs were freely available.

It is possible that those who take drugs only because they’re not supposed to – like a child or teenager who will do something merely because their parents said they couldn’t – won’t take them. But it is also possible that those people are few and far between.

However, there are alternatives. The RAND corporation released reports as far back as 1994 showing that drug treatment and education were seven times more cost effective as going through the criminal justice system.

Despite this fact, and even with drug courts being implemented in many states, few non-violent drug offenders arrested ever get drug treatment so they can kick the habit. Some statistics say fewer than 5%.

Getting someone through a drug rehab program, especially at a good addiction treatment center, not only increases their chances of staying off drugs and turns them into productive citizens, it also saves a lot of money – just like the RAND corporation said. It costs about $6,000 to get an offender through drug rehab, and about $26,000 to incarcerate them.

Aside from these direct cost savings, we also save money on repeat offenses. According to recent statistics, incarcerating offenders for the second or third time eats up the lion’s share of the budget. If drug offenders were no longer on drugs, and no longer committing drug-related crimes, the chances of them going back to jail would be greatly reduced.

But there’s something wrong with how the drug court system is being used. Reading about the various courts and their graduates, you often see numbers like ‘eight’, or ‘forty-five.’ How can so few people be enrolled in these programs when they have proven to be so successful and when we have a problem of gargantuan proportions?

With two million people a year being arrested, it seems unlikely that only single or double digits would wind up in drug court rehab programs. And what about the millions already incarcerated – why aren’t those non-violent drug offenders being diverted to drug rehab programs?

Concerned parents and other citizens should demand changes in this system. Getting drug offenders off the street temporarily isn’t enough. As long as there’s a market for drugs, there will be suppliers. Only when we rehabilitate drug offenders and users will we truly turn the corner in the war on drugs.

A Closer Look at Pre-Paid Legal Under Investigation – Why Is Pre-Paid Legal Under Investigation?

There are always a few shady claims concerning network marketing companies. But the claims against Pre-Paid Legal, currently being investigated by the SEC concerning a recent merger with a New York based company, are based on fact rather than rumor.

The unfortunate truth is that Pre-Paid Legal is being investigated by a law firm, according to the New York Times, the Shareholders Foundation, and Reuters.

The Reasons for Pre-Paid Legal Under Investigation

In early 2011, Pre-Paid Legal (PPL) was purchased for approximately $650 million by a New York based private equity firm, MidOcean Partners. The company is now being investigated to determine whether the deal provides a fair price to the company’s shareholders – who each received $66.50 per share. Reuters reports that there also may have been conflicts of interest amongst the company’s board members.

Although this is a serious matter, it’s not a particularly life-changing event for many PPL representatives. The issue has little to do with memberships and the manner in which representatives conduct their day to day business.

Should You Still Join Pre-Paid Legal, Under Investigation?

For those looking into joining the PPL opportunity, it is of course important to educate yourself on the ownership of the company before joining. But ultimately, this is a legitimate opportunity that currently supports over 1.4 million households in both the United States and Canada. Their representatives help members join in on plans that can assist them in all kinds of legal matters, from property damage to moving vehicle charges to identity theft.

Perhaps the most important question for those considering joining PPL or a network marketing opportunity, involves being able to answer the tough questions concerning the company and the products. This is, fortunately, a skill that can be learned, just like public speaking and debate. There are several resources on the web that can be used to help increase your downline, even in the midst of the “Pre-Paid Legal Under Investigation” debacle.

For those looking to become successful in a network marketing opportunity, PPL is still a viable option. But more importantly, it’s crucial to learn how to answer tough questions when your company comes under fire, and put potential representatives at ease when offering them the opportunity to join in on a potentially lucrative opportunity like this.

Both new and seasoned network marketers should take the time to learn these skills, and build a business skillset that will help them sell their products and their company. Especially with an opportunity like PPL, currently under fire, it’s a good move to ensure that you’re prepared to deal with any and every question concerning the company you represent.