Five Things Women Are Doing With a Fake One Million Dollar Bill – It’s Not What You Think

Everyone dreams of having a million dollars and now they can — even if it is fake.

There are several businesses today that print fake money and sell them as novelty items — and you don’t have to don’t worry about whether they’re legal or not.

The Federal Reserve has officially declared that fake million dollar bills are legal to print, legal to sell and legal to own. They have also declared that the bills are not counterfeit because the US government never printed one.

The novelty bills being produced today look very much like real money. If anyone made a $20 bill or a $100 bill that looked that real, they would be in real trouble.

The real news is that women are making the most use of these fake bills and leaving men in the dust.

Five things women are doing with a million dollar bill to enrich their lives and increase their income

  • Attract the opposite sex: Women write their phone number on one and know it won’t be lost. Also, they’ve found that it’s a great way to start a conversation.
  • Trade show give-aways: Women hand them out and really draw a crowd to their booths. One women opened a briefcase full of the fake bills and the crowd at her booth blocked the aisle.
  • eBay: Many women include one with ever eBay shipment. Women say it’s easy to make customers happy when you include a little something extra with each eBay shipment.
  • Women in sales use use them to get past the gate-keeper: Women open a briefcase full of the fake bills and they get in to see the person in charge in a heartbeat. When the gate-keeper tells the boss that some woman with a briefcase full of money wants to see him, even corporate CEOs come out of hiding.
  • To say “Thanks a Million”: Women are mailing or handing their customers one of the bills and saying, “Thanks a million” and they’re doing this in all kinds of situations.

Bottom line: You can’t own a real million dollar bill, but you can use novelty fake ones to get you closer to making a million dollars and you can greatly enrich your life in the process. I don’t know why, but men are not taking advantage of this opportunity the way women are.

Prepaid Legal – A Critical Review

Is Prepaid Legal Services a distinctive business that has an innovative product combined with a solid opportunity to make money or is it a scam?

When jumping into Prepaid Legal, you must know all the details in order to make a solid business decision. So, let’s get after it.

They offer legal services if and when the need arises. In many ways they are just like an insurance company. Bottom line is that folks pay about a buck a day or a little over $30 a month for legal advice.

For straightforward issues with purchasing a car or house, issues with insurance companies, identity theft and wills their services can help. What could cost quite a bit for a lawyer could end up being a lot less with a Prepaid Legal plan.

The notion of their services is pretty simple. If you ever need a lawyer for simple cases then you can get in touch with Prepaid Legal. For run of the mill legal issues, their services can save you a lot of money.

You’ve really got to know what services are covered in your Prepaid Legal plan. Most plans don’t cover tort litigation, criminal cases, and aren’t much help in traffic cases.

Prepaid Legal is legit for those that need advice or legal services for general matters. For specialized legal advice then they will probably not be a right fit for you.

Regarding the business opportunity, people can recruit others to sell Prepaid Legal memberships in a typical MLM structure. Many folks have earned great incomes over the years. They are now one of the largest network marketing companies around with over 1.5 million distributors. It is safe to say that Prepaid Legal is not a scam.

With all that said, if a Prepaid Legal distributor comes to you with the claim that you are going to make hundreds of thousands of dollars in your first year then THEY are a scam! But, it is possible to be earning $1,000 in 30 days or so as long as you have a great marketing system in place.

Here is the challenge though, because they have been around for such a long time often times the company’s marketing strategies that they recommend are stuck in the old school. You know, start with family and friends… implement the 3 foot rule and try to recruit anyone and everyone within 3 feet of you.

However, if you are interested in getting beyond old school tactics then you must learn importance of YOU, Inc. When joining Prepaid Legal you are not simply joining a company, you are becoming an entrepreneur. This requires a completely different mindset and marketing strategy.

Building a list of quality prospects combined with branding yourself is required in order to build a significant organization. It is critical to have your followers then begin looking at your for answers to their problems by providing leadership. And guess what, those are also the people who are going to join YOU in business.

To succeed with Prepaid Legal, or any MLM, you have to understand how it is that you are going to set yourself apart as a leader. It really doesn’t matter which company you join, it is about you becoming an entrepreneur. Understanding how to market and to lead will bring in new distributors on a daily basis which is the lifeblood of being in the MLM industry.

Learn from those that are already doing it. That is the best way to learn more about branding and leadership.

Wrapping up,, Prepaid Legal is not a scam and combined with an great marketing system you can build a successful business.

We Need a Justice System, Not a Legal System (an Inside Look)

In the United States, above all things, the legal system should be fair, but instead, it is big business.

Additionally, engaging the legal system should not be a major financial decision, but for millions of people in America, it is. Yet, it is also difficult to imagine that this grim reality was one of the original goals defined by those apt gentlemen who created and signed the Declaration of Independence as they chased the dream of a country that could consistently provide the opportunities of life, liberty and the pursuit of happiness in equal doses to all.

Unfortunately, the legal system that has evolved in the United States, does guarantee equal protection, representation or opportunity to each and every citizen. Perhaps, upon being founded, the legal system should have been foregone and instead replaced by the notions of a justice system. In a justice system, the fair assumption would be that justice as determined by reasonable peers, would prevail. In stark contrast to a justice system, the modern legal system permits those individuals with the most money to prevail. And this, quite simply does not often lend itself to any form of justice, regardless of how remote that form may long to be.

If a person Googles, “average cost per hour for an attorney”, that person will learn that an attorney in rural areas may earn between $100 and $200 per hour, while the slicker, big city attorneys are in the average range of $400 to $600 per hour. Extrapolating this information over a 40 hour work week for one year, the lowest paid full-time lawyers on the attorney totem pole are earning over $200,000 a year ($100 per hour x 40 hours per week x 52 weeks per year = $208,000). When considering this dim reality, it quickly becomes obvious that the average citizen does not possess the means to pay even the cheapest attorney for any significant length of time.

Upon further examination of the facts, we must consider salaries and wages. The minimum wage varies from state to state. As per the 2016 National Conference of State Legislatures, two states have now passed laws to raise the minimum wage to $15 per hour. California was the first state to pass such laws. This state has now formally required employers to pay $15 per hour by January 1, 2022. New York quickly followed suit, passing legislation requiring employers to pay $15 per hour by July 1, 2020. This means that once the minimum wage is actually increased, earners in each of these states, will be able to afford an inexpensive rural attorney for 39 days by spending an entire year of wages earned ($15 per hour x 40 hours per week x 52 weeks per year = $31,200 annually / $100 per hour for an attorney = 312 total hours / 8 hours per work day = 39 days). However, if someone in a big city needs to hire an attorney and is making $15 per hour, that person can afford an attorney for less than 10 days by spending an entire year of wages earned ($15 per hour x 40 hours per week x 52 weeks per year = $31,200 annually / $400 per hour for an attorney = 78 total hours / 8 hours per work day = 9.75 days). Clearly the minimum wage earner will not have fair or adequate representation, for any real length of time in the current legal (not justice) system, against any sizable entity whose coffers may be ever so scantily lined with rotting cash.

According to the U.S. Census Bureau, the real (inflation adjusted) median household income in the United States was $51,939 (or $24.97 per hour) in 2013. The United States Consumer Law Attorney Fee Survey Report for 2013-2014, published statistics on attorney’s fees by geographical region. It also separated small firms and large firms into different categories. The lowest average hourly rate available from any law firm in the United States, is $253 (available in the Pacific States of AK, HI and WA), which is billed by small firms. Whereas, the biggest average hourly rate required by law firms in the United States is $546, billed by large firms in North East (CT, MA, MD, ME, NH, RI and VT). This means that the average American income, at the cheapest average hourly rate in the United States, would be able to afford legal representation for less than 26 days ($51,939 annually / $253 per hour for an attorney = 205.29 total hours / 8 hours per work day = 25.66 days), while the lowly, average, full time attorney billing $253 per hour earns $526,240 per year ($253 per hour x 40 hours per week x 52 weeks per year).

And, if a person happens to be in need of legal representation or was falsely accused of a crime and is in need of a defense, that person faces a painful reality. But, don’t forget that this pendulum swings both ways, just ask O.J. Simpson, who perhaps bought his way out of a murder conviction by spending an exorbitant amount of money on attorney fees.

Also, please be aware that this disparity does not stop with these details. Moving away from the low and average range for attorney’s fees, forces our attention only in the upward direction. A large group of attorneys easily make over $1,000 per hour and many of those proponents of a fair legal system claim to bill at double that amount. For example, the notorious bankruptcy attorney Theodore Olsen (although I bet all of his friends just call him Teddy the Bankruptcy Bear) is on record for billing $1,800 per hour, according to court filings in the LightSquared Inc., wireless network bankruptcy case filed in 2012. But the thick, brown, gravy train doesn’t stop to even glance at that billable fee as it trucks on down golden plated tracks. Berge Setrakian and Ralph Ferrara were both reported to make approximately $12.5 million in 2011. Again, simple math tells us that a person earning $12.5 million, who works 40 hours a week for 52 weeks per year, is earning $6,009.62 per hour, which makes a teacher’s salary pale in humble comparison.

Additional figures that do not bode well for most Americans in need of legal representation are the following supplementary facts. As per the U.S. Embassy.gov website, the average time for a jury trial is 4 days for civil cases and 5 days for criminal cases (at least, in 2009). However, cases do not start in trial and they often take a substantial amount of time to get there. To help illustrate this point, a person must first be arraigned. After arraignment, the preliminary hearing phase usually takes 5 to 6 days. In the case of misdemeanor charges, the next step in the legal system is the motions and hearing phase. This typically takes 3 months, but may also exceed 2 years, during which time an attorney is billing the client to file court documents and respond to documents filed by the opposition’s legal team. Based on this reality, the average American may run completely out of cash long before the case ever makes it to trial, in which case, justice is not part of the destination and possibly never even made it onto the legal landscape map.

For business, this dynamic is even worse, because numerous states permit an individual to file “pro per” on behalf of a business. This means an individual or owner chooses to represent him/herself, even though state laws might clearly require a business to be represented by an attorney in a court of law. In systems such as these, the individual may file the case on behalf of a company and begin paying court fees only to learn at a later date that an attorney is required to move the case forward. These legal systems actually cause financial harm and damage to the suffering individual in addition to the actual damages that motivated the case to be filed in the first place. With a minimal amount of expectations, one should be able to assume that engaging the legal system, unto itself, should not inflict a greater financial wound on the already injured party, but it does.

That said, it isn’t just the structure of the laws that make a mockery of the legal system, it is also the system itself. Fortunately, in an effort to dive deeper into the vastness of this overwhelming problem, we may also turn to the US Federal Government for more insight. Twice each year, it publishes statistics on the Federal Court System. Please note however, that these statistics do not include any of the non-federal courts, such as the state and municipal courts.

First, understand that there are 9 different Federal Court Systems:
1. U.S. Courts of Appeals
2. U.S. Court of Appeals for the Federal Circuit
3. U.S. District Courts – Civil
4. U.S. District Courts – Criminal
5. Federal Probation System Courts
6. U.S. Bankruptcy Courts
7. Federal Pre-Trial Service Courts
8. U.S. District Courts – Grand and Petit Jurors
9. the U.S. Federal Courts.

And, let’s not forget that the first court on that lists, consists of thirteen different courts:
1. U.S. Court of Appeals for the First Circuit
2. U.S. Court of Appeals for the Second Circuit
3. U.S. Court of Appeals for the Third Circuit
4. U.S. Court of Appeals for the Fourth Circuit
5. U.S. Court of Appeals for the Fifth Circuit
6. U.S. Court of Appeals for the Sixth Circuit
7. U.S. Court of Appeals for the Seventh Circuit
8. U.S. Court of Appeals for the Eighth Circuit
9. U.S. Court of Appeals for the Ninth Circuit
10. U.S. Court of Appeals for the Tenth Circuit
11. U.S. Court of Appeals for the Eleventh Circuit
12. U.S. Court of Appeals for the District of Columbia
13. Supreme Court of the United States (Court of Last Resort)

After a quick glance, it becomes quite apparent that an individual not only needs an attorney to understand the laws and the intention of those laws, a person may also need the assistance of an attorney to grasp the purpose of each of these courts and the appropriate place to begin seeking “justice” by filing a case in the proper court, since there are soooooo many to choose from.

Truly, it is unfortunate that a person literally has no individual rights unless that person knows the law and most Americans can’t afford to pay an attorney to know the law. So then, how free is the land of the free and the home of the brave when freedom and fair legal representation require money to attain?